Frequently Asked Questions

Where Should I Start?

  • Start exploring the many communities in the area to see which might be best for you.

  • Organize and review your finances. Set a budget and figure out what you will be able to afford for a down payment.

What Do I Look For In A Home?

  • Review home features you might want and those you'll need, from size to style to overall condition. Having a good idea of what you're looking for will save you time and tours of homes that don't meet your criteria.

  • Take some time to decide what's important to you - proximity to amenities, school districts, yard sizes, noise, commute, highway access. This will help you find a neighborhood.

Why Should I Hire A Realtor?

  • A Realtor can guide you through the financial and legal complexities of the real estate process.

  • A Realtor can also help you find the right price range for your income and finances and can explain the pros and cons of different types of mortgages.

  • A local Realtor can provide you more insight on the community and neighborhoods surrounding the area

How Can I Get A Loan?

  • Mortgage loans are typically available through banks, credit unions, private mortgage companies, and government state lenders.information.

  • Your Realtor can help you find lenders that fit your needs. You can also shop for lenders on your own, making sure you take some time to search around and compare rates. Calling local government agencies can also be a good idea to find out more about programs that might be available to you.

What Other Prices Might I Have To Pay?

  • Other costs can include utilities, HOA or condo fees, and property taxes - which are typically included in your mortgage payment.